Bankruptcy Creditor Meeting – after you file your bankruptcy petition, you will receive a notice of the date of the bankruptcy Creditor Meeting shortly after you file your chapter 7 or chapter 13 bankruptcy papers. The bankruptcy creditor meeting is typically held somewhere in the courthouse or federal building (but almost never in a courtroom). The trustee runs the meeting and, after swearing you in, may ask you questions about your bankruptcy petition and the documents you filed with your bankruptcy petition. For example, the trustee might ask how you arrived at the value you assigned to an item or property listed in your bankruptcy petition, whether you have given anything away in the last year, and whether the information you put in your bankruptcy papers is 100% accurate. The questioning by the bankruptcy trustee only lasts a few minutes. Creditors rarely attend this meeting – but if they do, they will also have a chance to question you under oath, usually about where property is located or about information you gave them to obtain a loan. In most bankruptcy cases, this will be the only time you will need to appear at the bankruptcy court.
The bankruptcy creditor meeting sometimes produce much anxiety in clients, but CJ will attend with you, make sure you are prepared for the meeting so you can be sure it will pass very fast. The only item you will need to bring to the bankruptcy creditor meeting is your drivers’ license and proof of your social security number, such as your social security card or an original W2 form.
Contact CJ and the Remboldt Law Firm, LLC at 404-348-4081 to arrange your FREE bankruptcy consultation either in person or on the phone to discuss a chapter 7 or chapter 13 bankruptcy or the bankruptcy creditor meeting. We assist clients everyday to achieve peace through the filing of a bankruptcy and we would love to assist you!