Bankruptcy
How you came to consider filing for bankruptcy is unimportant to us. Our main concern is answering your questions and helping you decide if bankruptcy is the best answer to your debt problems. While the decision to file bankruptcy should not be taken lightly, it is sometimes the best way to financially start over. If you decide bankruptcy is right for you, we will guide you through the bankruptcy process as your counsel and attend all the proceedings with you including court hearings. Find out if bankruptcy is the best answer to your debt problems by scheduling a free consultation with us. Contact ...
Chapter 7
Chapter 7 bankruptcy is sometimes called "liquidation" bankruptcy because it cancels most types of debts. In Georgia, 91% of people who file bankruptcy, file under Chapter 7 Bankruptcy. During a Chapter 7 bankruptcy the bankruptcy trustee of the court liquidates your non-exempt property and distributes the proceeds to your creditors. You get to keep your exempt property. For a Chapter 7 bankruptcy, you will file a petition for bankruptcy. You will also need to file a few additional document within 15 days. These additional documents include: a list of your creditors, a list of your assets, debts, income, and financial transactions prior to ...
Chapter 13
Chapter 13 Bankruptcy is often a great way to catch up on payments when you have gotten behind. In a Chapter 13 bankruptcy, you enter into a court-approved bankruptcy payment plan to pay down or catch up on your debts over three to five years. As part of the Chapter 13 Bankruptcy plan, you will be required to apply all your disposable income to your bankruptcy court approved repayment plan. To file for Charter 13 bankruptcy, your petition will contain much of the same information as in a Chapter 7 bankruptcy petition, in addition you must bring to your attorney: your ...
Topics
Bankruptcy topics follow - if you are an individual or family with financial stress and are considering either a chapter 7 bankruptcy or a chapter 13 bankruptcy as an option, you have many decision to make, and likely also many questions. The following bankruptcy topics may begin to answer your questions. CJ and the Remboldt Law Firm, LLC will take the time to explore your bankruptcy options and bankruptcy alternatives, identify strategies both bankruptcy and non bankruptcy to help you pursue your financial objectives and goals. Whether you want to prevent foreclosure, stop creditor harassment, end mounting credit card debt ...
Automatic Bankruptcy Stay
Automatic bankruptcy stay - often people filing for bankruptcy have faced weeks, months, or even years of harassment from creditors demanding payment and threatening lawsuits and collection actions. Bankruptcy puts a stop to all their actions. Filing your bankruptcy petition instantly created a federal court order (called an “Bankruptcy Order For Relief” also know as the “automatic bankruptcy stay”) The "automatic bankruptcy stay" is one of the fundamental debtor protections provided by the bankruptcy laws. The "automatic bankruptcy stay" requires your creditors to stop all collection efforts. So, at least temporarily, most creditors cannot call you, write dunning letters, garnish your ...
Bankruptcy Exemptions
Bankruptcy Exemptions in Georgia - whether you are considering a Chapter 7 or a Chapter 13 bankruptcy, certain kinds of personal property are exempt from creditors, each state has their own list of bankruptcy exceptions, some common bankruptcy exemptions in Georgia are (per person): $21,500 equity in your home $3,500 equity in a motor vehicle $5,000 of clothing and household goods $600 plus any unused amount of the home exemption (up to $5,000) to protect any other property $1,000,000 of funds in a 401K, IRA or other ERISA qualified retirement plan $500 of Jewelry $1,500 of tools of the trade The way bankruptcy exemptions work is for example, if you ...
Bankruptcy Trustee
Bankruptcy Trustee - after filing for bankruptcy, the bankruptcy court exercises control over your property and debts by appointing an official called a bankruptcy “trustee” to mange your case. Your bankruptcy trustee’s name and contact information will be in the official notice of filing you receive in the mail several days after you file your bankruptcy petition. The bankruptcy Trustee will examine your bankruptcy petition and other documents to make sure they are complete and look for property to sell for the benefits of your creditors. The bankruptcy trustee’s primary job is to see that your creditors get paid as much ...
US
Bankruptcy Attorney After a successful thirty year career in leadership positions at some of the world’s largest corporations, Cynthia "CJ" Remboldt changed her professional direction to pursue the life long dream of becoming an Attorney. After law school she established the Remboldt Law Firm, LLC and concentrates her practice exclusively on Family Law and Bankruptcy matters. She advises clients primarily on Divorce, Chapter 7 & Chapter 13 and Bankruptcy matters. Bankruptcy Law The Remboldt Law Firm, LLC is located in the heart of East Cobb County, GA. One of the factors that set Ms. Remboldt apart from as a bankruptcy attorney is her ...
Contact
Contact Attorney - life has a way of surprising us, sometime when we are least prepared! Contact CJ and the Remboldt Law Firm to discuss any question you may have about your financial options and bankruptcy. Remboldt Law Firm, LLC 2876 Johnson Ferry Road Suite 100 Marietta, GA 30062 404-348-4081 Location and Driving Directions [si-contact-form form='1']
Links
Bankruptcy Resources Federal Court Locations Richard B. Russel Federal Building and Courthouse - Directions Rome Federal Court - Directions Gainesville Federal Court - Directions Credit Counseling & Debtor Education Information Agencies Approved by the US Trustee Consumer Credit Counseling Services Organizations National Association of Consumer Bankruptcy Attorneys American Bankruptcy Institute Georgia Bar Association American Bar Association
Bankruptcy Credit Counseling
Bankruptcy Credit Counseling - before you can file for a Chapter 7 or Chapter 13 bankruptcy, you must consult with a nonprofit bankruptcy credit counseling agency. The purpose of the bankruptcy credit counseling is to see whether there is a way to pay back your creditors outside of bankruptcy, without adding to what you owe. You must show that you received bankruptcy credit counseling from an agency approved by the U.S. Trustee’s office within the 180-days period BEFORE you file a Chapter 13 or Chapter 7 bankruptcy. For a list of approved bankruptcy counseling programs go to the U.S. Trustee’s website at www.usdoj.gov/ust ...
Bankruptcy Creditor Meeting
Bankruptcy Creditor Meeting - after you file your bankruptcy petition, you will receive a notice of the date of the bankruptcy Creditor Meeting shortly after you file your Chapter 7 or Chapter 13 bankruptcy papers. The bankruptcy creditor meeting is typically held somewhere in the courthouse or federal building (but almost never in a courtroom). The trustee runs the meeting and, after swearing you in, may ask you questions about your bankruptcy petition and the documents you filed with your bankruptcy petition. For example, the trustee might ask how you arrived at the value you assigned to an item or ...
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404.348.4081
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Remboldt Law Firm, LLC
2876 Johnson Ferry Road
Marietta, GA 30062
404.348.4081 · Email
Map and Directions
Payment Plans Available
All bankruptcy attorneys are required to disclose that we have been designated by Congress as "debt relief agents" and that we help people file for bankruptcy relief under the United States Bankruptcy Code.
Remboldt Law Firm, LLC
2876 Johnson Ferry Road
Marietta, GA 30062
404.348.4081 · Email
